Ang kumita ng mas malaki ay ninanais nating lahat. Ngunit ibang usapan na ang maisakatuparan ito. Dahil ang naisin ito ay hindi sapat.
May mga pagkakataon nga sa ating buhay na kinailangan nating mangutang dahil sa kakulangan sa pinansyal o income. At hindi natin ito basta basta mamamalayan na sa panghihiram natin ay makita nalang natin ang ating sarili na lubog na sa utang at hirap ng makaahon upang matustosan pa ang ating buhay pinansyal.
Kung lubog at nasa malalang kalagayan ang iyong buhay pinansyal, wala ka namang ibang pupuntahan kundi ang kasaganahan. May kasabihan ngang: "When you hit rock bottom, you have nowhere to go but up." Ngunit kung patuloy mong daramdamin at kakaawaan ang iyong sarili, aasa sa iba para tustosan ka o maghintay nalang sa kung anong mangyari, you're going to be waiting a long time for positive changes; yon ay kung mangyayari.
Katulad ito ng sa sitwasyong gusto mong magbawas ng timbang o magpapayat. Walang gagawa non para sa'yo. Nasa sa'yo yong pagkain ng tama, pageehersisyo, makatulog ng sapat - it's all up to you!
Isipin mo ito; ano kaya kung tambak na yong mga bills na kailangan mong bayaran at kapos na kapos ang iyong kita o income? Diba nakakastress and you'll feel hopeless kapag ganto ang sitwasyon mo? Ang ganitong financial challenges ay dahil lamang sa kakulangan ng goal at malinaw na pagpaplano sa yong buhay pinansyal.
Ang pinakang sanhi nito ay dahil sa sarili rin nating paniniwala at takot na makontrol tayo ng salapi. Marami sa ating kababayan ay itinuturin na masama o mali ang magnais ng pera at kayamanan; dahil tingin nila dito ay isa itong kasakiman o pagka-ganid. Sa kanila, demonyo ang pera. Ngunit ang paniniwalang ito ay isa rin sa nagiging balakid upang makamit natin ang nais natin na kumita ng mas malaki at makamit ang financial freedom.
Financial freedom is more than having plenty of money. It is rather the freedom of being in control of your fears over the power of money and using that control to get what you really want in your life.
Ngayon, ano nga ba kailangan mo upang mapalaki o madagdagan ang iyong income?
Saving money is paying yourself first.
It helps you prepare for sudden emergencies, put you on track for long-term goals and even allows you to take some much-needed time for yourself.
But not everyone knows the best ways to save.
Sometimes you get caught up with paying bills.
Until you forget to pay the most important person - YOURSELF.
That's why it's essential to create a savings' plan that works for you.
Saving in general can be hard to do. So set a financial goal and figure out how much you'll need to set aside each month to get there. . . . which leads to the next question, "where to set it aside?"
Most of us had our own childhood experience of storing coins in our fragile Piggy Banks (alkansya). Noong ako'y mosmos pa lamang, my piggy bank was an empty can of Pringles (potato chips) until my parents bought me an alkansya with cartoon characters printed on it. I also owned alkansyang kawayan, bao, bote, at kahit anong pwedeng mapaglagyan ng coins ng hindi mo basta basta mabubuksan.
My mother was lenient in the concept of saving since she's an accountant and I was taught at early age to save for the future. My mother also comes up a contest that who will saves more before the christmas, she will grant and buy the things that we badly wanted. Who wants to lose? Bilang isang tusong nakababatang kapatid, minsan ay sinusungkit ko sa alkansya ng Ate at Kuya ko ang ipon nila then transfer the coins into my piggy bank. ☺ You know who wins... ☻
Money is not the root of all evil; the love and lack of money is...
"For the love of money is a root of all sorts of evil, and some by longing for it have wandered away from the faith and pierced themselves with many griefs." - 1 Timothy 6:10 (Contentment in Godliness)
Hindi masamang maghangad ng kayamanan. Basta ba, dapat nangingibabaw parin yong hangad mong tumulong sa mga nangangailangan, kaya gusto mong yumaman. Dahil mahirap tumulong kung wala ka rin pangtulong.
You need to bring more money into your life because you cannot give what you do not have (money). You must commit to be rich... Commit yourself to serve God as His channel of love and to serve the poor with your wealth..
You must create a wealthy mindset so that you can prosper. Here are my 21 tips for money prosperity:
1. Change your vocabulary -
When you are clear about your dreams, you have to FOCUS on how to achieve those dreams...
2. The Law of Focus
You have to focus on one thing in your life. Because an aggressive person focus on one thing and usually it should be the core of your strength. Meron kang isang gift from God, that is the major gift that God has given you and you have to focus on that one thing - Your Core Gift!
Use your strength, not your weakness. Sabi nga ni Malcolm Forbes:
"Success follows doing what you want to do. There is no other way to be successful."
Friend, let me ask you: What is your core gift? And what are the things you want to do?
I thought the first is the best, but God have shown me BETTER than the best...
It is such a great feeling to see na yong iniipon kong barya barya noon sa alkransyang baboy, kawayan, pringles, at garapon - tapos hinulog ko sa bangko - then tried this opportunity - actually, absolutely clear GROWing and EARNing!
According to Wikipedia:
"A rat race is an endless, self-defeating, or pointless pursuit. It conjures up the image of the futile efforts of a lab rat trying to escape while running around a maze or in a wheel."
Are you caught up in a Rat Race or are you living a life of your dream?
Is this looks like your life?
Go to work > work harder every day > running faster and nagpupursige na may marating sa buhay? Maybe that there is a promotion, but it comes with more hours and more stress. Is this your DREAM? A Rat race?
Do you know the 45 year plan?
